Limiting Beliefs in Children: 4 Simple Tools to Help Kids Know They Are Enough

Limiting Beliefs in Children: 4 Simple Tools to Help Kids Know They Are Enough

Limiting beliefs in children can quietly shape the way they learn, take risks, make friends, handle failure and see their own future.

 

I was reminded of this recently while listening to Stephen Bartlett interview Marisa Peer on The Diary of a CEO. It made me think again about children, confidence, school, enterprise, and the stories young people quietly carry about themselves.

Limiting beliefs in children can shift through confidence, leadership and real responsibility as Kit leads a summer camp activity
Confidence often grows through real responsibility, leadership opportunities and the chance to step forward, even when it feels uncomfortable.

Marisa Peer has spent many years working with people around the subconscious mind, self-worth and the inner stories that shape behaviour. What fascinated me most was not only how this applies to adults, but how powerfully it applies to children, especially children we want to raise with confidence, creativity, resilience and an entrepreneurial mindset.

As a teacher, a parent, and someone who has spent years thinking about what helps children become capable and free-thinking, I found myself listening to that interview and thinking: this matters. This is not just personal development. This is family life. This is school life. This is enterprise education. This is the inner foundation that helps children believe they can have a go.

Important note: This article is a parent and teacher reflection, not medical or therapeutic advice. Hypnosis and clinical therapies should only be used by properly trained professionals with appropriate consent. The toolkit below is deliberately simple, practical and suitable for everyday family or classroom encouragement.

The Three Beliefs Behind Limiting Beliefs in Children

One of the ideas that stayed with me was Marisa Peer’s explanation that many adult struggles are connected to a few deep beliefs formed early in life. In the interview, she described three common inner patterns:

  • I am different, so I do not truly belong or connect.
  • What I want is not available to me, or in everyday language, I do not deserve it or it is not for people like me.
  • I am not enough: not smart enough, good enough, organised enough, attractive enough, capable enough or worthy enough.

Those words are simple, but they are powerful. I have seen versions of them in children. A student who says, “I’m just bad at maths.” A child who avoids trying because they believe others are naturally better. A teenager who studies hard, does the homework, then performs below where they hoped and begins to think, “Maybe I’m not as smart as I thought.”

When we notice limiting beliefs in children, we can begin to help them separate a result from their identity. A disappointing mark, a mistake, a failed attempt or an awkward moment does not have to become a story about who they are.

I have also seen versions of this in myself. In futures day trading, for example, I can be disciplined and successful in practice mode. Yet when real money is involved, and I am in a live room with a professional trader and other traders around me, different behaviours can appear: fear of missing out, impatience, greed, revenge trading, the need to take action, or a lack of trust in the plan.

On the surface, that looks like a trading problem. But underneath, it may also be an identity and belief problem. If something in the subconscious is trying to prove I am not enough, escape discomfort, or force action so I feel in control, then no strategy will work properly until that inner pattern is addressed.

That links strongly with what we have written about before on Enterprise for Kids: success is never only about the external strategy. It is also about the inner story.

In our earlier article Money Mastery: Lessons from Paul Counsel’s Program, we reflected that financial freedom is not only about numbers. It is also about beliefs, choices, habits, values and identity. In Sean Rasmussen… Developing Self Esteem, we explored how self-image shapes behaviour, and how children can begin to act from the story they hold about themselves. And in Entrepreneurship for Students: How Entrepreneurs Think, we wrote about the conditioning young people receive around money, work and what is possible.

How Limiting Beliefs in Children Are Strengthened by Repetition

Another idea from Marisa Peer that struck me was her point that the mind learns by repetition. A belief is often just a thought we have thought over and over until it feels true.

Marisa Peer being interviewed by Steven Bartlett in a discussion that prompted reflection on limiting beliefs in children
Marisa Peer’s conversation with Steven Bartlett prompted this reflection on how beliefs, repetition and self-worth can shape children and adults.

That is a confronting idea, because children repeat thoughts all the time:

  • I can’t do this.
  • I’m not good at school.
  • Everyone else finds this easier than me.
  • I always mess things up.
  • I am shy.
  • I am not a maths person.
  • I am not creative.
  • People like them succeed. People like me do not.

When a child repeats those thoughts, the thoughts become familiar. Then familiarity starts to feel like truth. From there, the child may act in ways that confirm the belief. They avoid the task, perform nervously, give up early, or stop putting themselves forward. The result then becomes more “proof” that the belief was right.

This is where limiting beliefs in children can become a quiet pattern. The child is not trying to be difficult. They may simply be repeating a story that has started to feel true.

This is why the language we use around children matters so much. It is also why the language children use about themselves matters. If the subconscious mind responds strongly to repetition, then we need to be deliberate about the repeated words, repeated experiences and repeated identities we allow children to practise.

Limiting Beliefs in Children and the “I Am Enough” Message

At the end of the interview, Marisa Peer returned to a very simple phrase: “I am enough.”

I have been saying it often since listening to the podcast. I have also encouraged Akaisha, our fifteen-year-old daughter, to say it as well. She has had some recent assessment disappointments at school, despite doing homework and studying, and that can become a real knock to confidence.

When a child starts to come in below where they hoped, the danger is that the assessment result becomes an identity statement. Instead of “I did not get the result I wanted this time,” the child starts to hear, “I am not good enough.”

That is where “I am enough” is so important. It does not mean “I do not need to try.” It does not mean “I am perfect.” It means:

  • I am enough to learn.
  • I am enough to try again.
  • I am enough even when I get feedback.
  • I am enough before the result arrives.
  • My worth is not determined by one mark, one trade, one business attempt, one friendship problem, or one mistake.

For me, this phrase is one simple way to soften limiting beliefs in children. It gives them somewhere steadier to stand before they try again.

Children who know they are enough can still aim high. In fact, they are often more able to aim high because they are not paralysed by the fear that failure will prove something terrible about who they are.

Why Limiting Beliefs in Children Matter for Enterprising Kids

Enterprise is not only about starting a business. It is about taking initiative, spotting opportunities, solving problems, serving people, handling money, communicating, recovering from setbacks and creating something useful in the world.

That kind of learning requires confidence. It requires a child to walk up to a customer, try a new idea, ask a question, receive a “no”, count money, make mistakes, adjust the plan and keep going.

We saw this with Kit and Chayse in their lolly business. In Kit and Chayse and a Lesson on Self Efficacy, we wrote about how repeated action helped build confidence. Kit was shy at first, but by putting himself out there over time, he began to develop self-efficacy: the belief that he could take action and influence the result.

That is what we want for children. Not fake confidence. Not empty praise. We want the deep inner belief that says, “I can learn. I can improve. I can solve problems. I can handle discomfort. I am enough to have a go.”

Seeing Limiting Beliefs Shift in Kit’s Journey

Looking at Kit now, I can see how much confidence can grow when a young person is given real responsibility and the chance to step into uncomfortable but meaningful experiences.

Limiting beliefs in children can shift through real responsibility as Kit leads outdoor group games at summer camp
Kit leading outdoor group games at summer camp — a real example of confidence, responsibility and leadership growing through experience.

Kit is currently in the USA for the second time working at a summer camp for three to four months. He has been placed in a leadership role, responsible for a large group of children and teenagers. He has also been involved in trekking camps into the wilderness, helping facilitate a leadership program for 16 and 17 year olds through a range of practical activities and challenges.

That did not appear out of nowhere. Before these summer camp roles, Kit completed outdoor education courses, worked as an intern at Margaret River Senior High School, and facilitated school groups through camp activities with Dare Adventures in Dwellingup.

Kit loves travel, people and new experiences. He also loves helping children build confidence and step into leadership. To me, that is a beautiful example of what can happen when children grow through responsibility, self-belief and repeated chances to have a go.

You can read more of Kit’s earlier Enterprise for Kids journey in Kit’s Stories.

A Simple Toolkit for Limiting Beliefs in Children

Toolbox for limiting beliefs in children with four tools to help kids know they are enough
A simple toolbox for helping children notice limiting beliefs, practise helpful words, take responsibility, reframe thoughts and celebrate small wins.

The following toolkit is not therapy. It is a practical set of family and classroom strategies inspired by Marisa Peer’s ideas, our own parenting journey, and the Enterprise for Kids philosophy.

These tools are not about pretending limiting beliefs in children do not exist. They are about helping children notice the old story, question it gently, and practise something more useful.

1. Become a Belief Detective

When a child says something limiting, do not rush too quickly to correct it. First, help them notice it.

You might ask:

  • Where did that belief come from?
  • Is it definitely true?
  • Who told you that?
  • Is it true all the time, or only sometimes?
  • What would be a more useful belief?

For example, if a child says, “I’m just bad at writing,” we can gently reframe it: “You are learning to organise your ideas. That is different from being bad at writing.”

The aim is to help children separate the event from the identity. A result is feedback. It is not a life sentence.

2. Replace the Old Script With an “I Am Enough” Script

Children need simple words they can repeat until the new belief starts to feel familiar. The phrase “I am enough” is a powerful beginning, but it can be linked to the exact challenge the child is facing.

For assessments:

  • I am enough, and I can learn this step by step.
  • Everything I have studied is stored in my mind, and I can access it calmly.
  • This test is a chance to show what I know, not a threat to who I am.

For enterprise:

  • I am enough to speak to a customer.
  • I am enough to receive a no and keep going.
  • I am enough to solve problems and improve my idea.

For sport or performance:

  • I am enough to have a go.
  • My body knows what to do because I have practised.
  • I can stay calm, focused and ready.

For parents, including myself, the same principle applies. A trader might say, “I am enough without needing to force the next trade. I can wait for my setup. I can follow my plan. Missing one trade does not mean missing my future.”

3. Build an Evidence Bank

The subconscious loves familiar evidence. If a child has practised looking for failure, they will keep finding it. So we can help children practise looking for evidence of capability.

Create an “evidence bank” with your child. This could be a notebook, a jar, a poster, a notes app or a small card on the fridge. Add evidence such as:

  • A time they kept trying.
  • A time they solved a problem.
  • A time they were brave.
  • A time they asked for help.
  • A time they improved after feedback.
  • A time they made a sale, spoke to someone, performed, finished a task or recovered from disappointment.

This connects beautifully with our earlier writing about self-image. Children need to dwell on successes, not only mistakes. They need repeated proof that they are capable.

4. Rehearse the Identity Before the Event

Before a test, performance, market stall, sports game or difficult conversation, help the child mentally rehearse who they are going to be.

This is not about pretending in a shallow way. It is about giving the mind a useful blueprint. Marisa Peer talks about the mind responding to the pictures and words we give it. We have also used similar ideas in earlier Enterprise for Kids articles around intention, vision boards and goal setting.

A simple three-step rehearsal might be:

  1. Close your eyes and see yourself walking into the situation calmly.
  2. Say the identity statement: “I am enough. I am calm. I am prepared. I can handle this.”
  3. Picture one small successful action: answering the first question, greeting the first customer, waiting for the right trade, serving the ball, or asking for help.

Children do not need long visualisations. Two calm minutes can be enough to shift their emotional state and give the subconscious a better script to follow.

Helping Children Move Beyond Limiting Beliefs at School

As a primary school teacher, I can see huge potential for this work in schools. Again, I am not suggesting hypnosis in classrooms. I am talking about simple, age-appropriate belief and confidence tools that support learning and wellbeing.

Imagine a class routine like this:

  • Morning belief check: “What is one useful thought I want to practise today?”
  • Before assessments: “I am prepared. I can stay calm. I can show what I know.”
  • After feedback: “This is information. It helps me know what to practise next.”
  • Weekly evidence bank: students write one example of effort, courage or improvement.
  • Enterprise challenge reflection: “What problem did I solve? What did I learn about myself?”

Over time, students can begin to understand that their thoughts are not always facts. A thought can be questioned. A belief can be upgraded. A result can be learned from. A child can be more than the story they inherited.

Why “Fake It Until You Make It” Needs Careful Language

One part of Marisa Peer’s message that intrigued me was the idea of telling your mind a better story before you fully believe it. Some people call this “fake it until you make it”.

I understand what she means. If a child keeps saying, “I am going to fail,” the mind and body may begin to respond as if failure is already happening. If the child practises saying, “I can stay calm and remember what I have learned,” the body may respond differently.

However, with children, I would be careful not to make it feel false or forced. Instead of asking a child to say something they completely reject, we can build bridge statements:

  • I am learning to believe I can do this.
  • I am becoming more confident with practice.
  • I do not know it yet, but I can learn it.
  • This is hard, and I can take the next step.
  • I am enough, even while I am still learning.

Bridge statements are powerful because they are believable enough for the conscious mind and useful enough for the subconscious mind.

The Enterprising Kids Mindset Starts Inside

The more I reflect on Marisa Peer’s interview, the more I see how closely it connects with the Enterprise for Kids message.

We can give children market stalls, money lessons, leadership camps, business ideas, mentors and opportunities. Those things matter. But if a child carries the belief “I am not enough,” they may still hold back from the very opportunities that could help them grow.

If a child believes they are different and cannot connect, they may avoid customers, teams and friendships. If they believe success is not available to them, they may not even try. If they believe they are not enough, they may interpret every mistake as proof they should stop.

Our job as parents and teachers is not to remove every struggle. It is to help children build the inner foundation that allows them to face struggle without losing themselves.

That foundation can begin with three words:

I am enough.

When children know that, they can learn, risk, create, fail, adjust, serve, sell, study, trade, perform and try again from a stronger place.

Key takeaway: Limiting beliefs in children can quietly shape confidence, learning and enterprise. When we help children notice the old story, repeat a better one, collect evidence of capability and rehearse who they are becoming, we give them a stronger foundation for success.

What limiting belief did you have to outgrow as a child? And what belief would you love your own children to grow up knowing? We would love to hear your thoughts in the comments.

Young Entrepreneurs: What Happened to Our 7 Enterprising Kids

Young Entrepreneurs: What Happened to Our 7 Enterprising Kids

Young entrepreneurs can grow from the smallest real-life moments: selling honey at a market stall, selling lolly bags at a soccer match, repairing and upselling a rabbit hutch, having business conversations at the dinner table, or dealing with real-life responsibility in a range of settings.

“`

It has been a while.

If you have been with us since the early days of Enterprise for Kids, you will know this site has always been a reflection of our family’s real life — the projects, the lessons, the experiments, the conversations around the dinner table, and the belief that children learn most deeply when they are given real experiences and real responsibility.

“`

Jai Kit Chayse and Akaisha goofing around on holiday on the Cocos Islands
Jai, Kit, Chayse and Akaisha enjoying a family holiday on the Cocos Islands.

Young Entrepreneurs: What Happened to Our 7 Enterprising Kids

We started this blog back in 2012 when our seven children were young. We shared about market stalls and honey businesses, kerb painting, goal setting, the value of leadership camps and all types of money lessons. We wrote about mindset, mentors, purpose, business ideas and the kind of life we were trying to build together as a family.

As you can imagine with seven kids, life got full. The kids grew up. The blog went quiet.

But we never stopped living the journey.

So, Here We Are Again! But Who Are We Exactly?

For those of you who are new here, we are Cathy and Trevor Howitt, parents of a large family from Western Australia, who have spent the better part of two decades asking one big question:

How do we raise children who are confident, creative, capable and free?

Not just free financially, but free in the way they think. Free to pursue something meaningful in their lives. Free to take a risk on an idea they believe in. Free to design a life rather than simply fall into one.

We are not perfect parents. Far from it! We have made plenty of mistakes along the way.

But we were always intentional. We surrounded our kids with mentors, conversations, real-world experiences and the unshakeable belief that they could shape their own path. Looking back, these were the early foundations that helped shape them into young entrepreneurs in very different ways.

Now, all these years later, we get to watch the proof of that walking around in the world. These are not just entrepreneur stories from somewhere else. These are the stories that grew out of our own home, our own questions and our own family entrepreneurship journey.

Young Entrepreneurs Australia: Our Kids Are Grown Now

As mentioned earlier, we wrote regularly on this blog when our kids were young, ranging in age from 18 months to 17 years. We followed and documented their journeys.

Then life became busy with everyday parenting, working, living in beautiful locations and growing our own side hustles.

Again, the blog went quiet.

But we were always inspired by how our kids showed up as young people in this world, and as they grew, what they were up to in their professional and personal lives.

We picked up the pen briefly again in 2021. The last entry written was when Kaitlin was nearly in her mid-twenties working online, Jai was in his early twenties with a warehouse and big dreams, Flynn and Amber were looking into UGC content to generate extra income, Kit and Chayse were in high school, and our youngest, Akaisha, was in primary school.

Life became busy once again, so priorities changed. But the lessons didn’t. Our kids continued to grow and change, develop their own tastes in what life had to offer, pursue their own dreams, or push them aside until it was time to pick them up again.

And our blog was much the same. It has been a dream to document and share our family’s journey, and now is the time to pick it up again and share what has been happening in those intervening years.

And here we are.

Today, our seven children range in age from 15 to 29. The stories they are living now are better than anything we could have scripted. Not because they are all success stories living a true entrepreneurship lifestyle, but because our children are human, living in an unpredictable world, experiencing success, failure and everything in between.

Some are building businesses as young entrepreneurs in the entrepreneur space. Some are creating art, writing and music. Some are exploring digital entrepreneurship, content, apps, leadership and community. All of them are still learning, stretching, succeeding, failing, succeeding again, but most importantly, finding their own way.

That is the part we love the most. We did not raise seven identical children. We raised seven individuals. And each of them is showing us that young entrepreneurs do not all look the same. Some are loud and visible. Some are quiet and creative. Some build companies. Some build communities. Some build stories, songs and ideas, and some are building futures not even thought of yet.

The Short Version of Our Seven Young Entrepreneurs

Kaitlin (29)

Kat Howitt as part of the Enterprise for Kids young entrepreneurs story
Kat has followed her own creative path through motherhood, community, writing, self-development and women’s connection.

Kaitlin has become a mother to two beautiful little boys, which makes us very proud grandparents. She has spent her adult life as an entrepreneur, running online courses, building communities, and pursuing her deep passion for creativity, women’s connection and self-development. She writes poetry, publishes on Substack, and her next chapter involves building retreats for women.

She has always followed her heart, no matter what that looks like to the outside world. She is deeply obsessed with finding out who she truly is in all the social constructs of our society and experiences it all — the good, the bad and the ugly.

Kaitlin was the child who walked to the beat of her own drum and, quite often, the drum we were beating as parents was a different rhythm to hers. But it is amazing how the rhythm of two drums can sound good together, and we can say with certainty, Kaitlin has also been one of our greatest teachers, and us hers.

Jai (28)

Jai Howitt as part of the Enterprise for Kids young entrepreneurs story
Jai has built Art of Mondays into a global community for entrepreneurs, founders and creative thinkers.

Jai has built something genuinely remarkable. His business, Art of Mondays, or AOM for short, is a multi-million-dollar community for entrepreneurs. He runs residencies in beautiful locations around the world where founders gather to connect, collaborate and grow together.

He has written a book, acquired businesses, and travelled the globe doing what he loves. He left school unsure of his direction. He has been wildly successful, failed miserably, shaken himself off and continued building success again on this entrepreneurial journey.

True to form, and never resting on his laurels, Jai has a burning desire to build something bigger than himself. His fuel is to make a positive difference to others. He has found his path and follows it. Much like a hummingbird searching for nectar, Jai is willing to change direction when needed and bring life’s lessons with him.

Flynn (26)

Flynn Howitt as part of the Enterprise for Kids young entrepreneurs story
Flynn has grown into a creative connector, working across community, content, crypto education, photography and videography.

Flynn is the connector and the creative. He works closely with Jai on AOM in the sales team, but also runs his own crypto trading and education community. He creates UGC content and teaches others to do the same.

Flynn’s passion for photography and videography has opened him to many opportunities, all involving brand deals and travel. He has always found a way to be involved in whatever is interesting, whatever is a growing trend and whatever is full of possibility.

But more importantly, Flynn does what makes him feel happy. In a world where so many are in jobs they hate, working in systems that don’t serve them, it is refreshing to see a young person full of life, willing to take on challenges, but not at the sacrifice of what brings him joy.

There’s a lesson in that for everyone.

Amber (24)

Amber Howitt as part of the Enterprise for Kids young entrepreneurs story
Amber is building a creative life through writing, poetry, music and quiet, consistent commitment to her craft.

Amber left school not really being clear on the direction she wanted to take, only that it would involve writing and being creative.

Making money has been a means to an end, allowing her time to grow into how she wants to show up in this world. She has dabbled in many pursuits whilst honing her craft as a barista. She has travelled Australia, created UGC content for extra income and is currently writing her first novel.

Amber also writes poetry on Substack and makes beautiful music when her soul feels inspired. She is working quietly and consistently on the creative life she has always wanted.

Amber reminds us that success does not have to look loud to be real. Sometimes the most important work happens quietly, consistently and with deep commitment.

Kit (20)

Kit Howitt as part of the Enterprise for Kids young entrepreneurs story
Kit’s path has been shaped by adventure, outdoor education, leadership, real-world learning and practical enterprise.

Kit loves adventures and pushing himself out of his comfort zone. It probably came as no surprise to us that he took on jobs that involved outdoor pursuits.

His certificates in Business, Outdoor Education and Sport and Recreation have all contributed to allowing him this lifestyle. He is currently in the United States in a leadership role at a summer camp in North Carolina.

He has always been someone who learns by doing and experiencing things firsthand. To earn money to get himself to America, he started his own window cleaning business where he quickly built up a client base.

His path shows how real-world learning can build confidence, adaptability and practical skill.

Chayse (18)

Chayse Howitt as part of the Enterprise for Kids young entrepreneurs story
Chayse has chosen a digital path, building websites, apps, AI projects and creative business opportunities.

Chayse finished high school last year with great ATAR results, and whilst others around him were gearing up for university, he has chosen a different path. He has barely paused for breath before building a range of digital products for clients.

Chayse has bought and sold websites, created apps, taught himself all about AI, and is currently being considered for a role managing a team of content creators at a startup doing serious numbers.

At 18, the Candy Man is growing up.

But what really impresses us about Chayse is his ability to back himself. Even if he hasn’t quite got the experience or know-how, he is resourceful enough to find out and upskill himself in his pursuit and journey of being a young entrepreneur.

Akaisha (15)

Akaisha Howitt as part of the Enterprise for Kids young entrepreneurs story
Akaisha is already finding her voice through writing, music, digital art, Substack and creative uses of AI.

Akaisha is still at school and is inspired daily by what she sees her siblings achieve and pursue in their lives. She was only a toddler when we created Enterprise for Kids, but the lessons in our blog are just as relevant today as they were all those years ago.

Fundamentals don’t change, but the opportunities and technology have expanded beyond anything we could have comprehended 15 years ago. In some ways, Akaisha will have opportunities the others could only dream of, but in that fast-paced world also lie challenges.

Navigating them all is a journey she is currently on.

Akaisha is already writing short stories, playing music, creating digital art in Procreate and exploring how AI might help her develop an app for writers to tell better stories. She also publishes on Substack.

Akaisha is fifteen and already finding her voice.

What Raising Young Entrepreneurs Really Taught Us

Looking back, the honey businesses, lolly bags, market stalls and money lessons were never only about money. They were about confidence. They were about courage. They were about helping children realise they could have an idea, take intentional action, solve a problem, communicate with people, handle mistakes and try again.

That is why Enterprise for Kids has always been about more than business. It is about raising children who can think, create, adapt and contribute. It is about helping children understand that they do not have to wait until adulthood to practise responsibility, leadership, creativity and initiative.

When people talk about young entrepreneurs, they often imagine a child making a lot of money or launching a flashy business. But for us, the deeper goal was always broader than that. We wanted our children to feel capable in the world. We wanted them to see opportunity. We wanted them to know that ideas matter, effort matters, relationships matter and courage matters.

That is the real story behind teaching our family entrepreneurship values. We were trying to raise kids who could meet life with imagination, confidence and purpose, and if it suited their nature, to do it in an entrepreneurial way.

For families wanting to start those conversations early, the Australian Government’s MoneySmart guide to teaching kids about money is a useful resource for making money part of everyday family life.

Why We Are Sharing These Young Entrepreneur Stories

We have been talking about relaunching this site for a while, and the timing finally feels right.

Trevor has been working hard behind the scenes rebuilding and updating the site, making it easier to navigate and better to read. That work is nearly done. And we have so much to share.

Over the coming months, we want to do something we have never quite done before: go back and connect the dots. We want to show you not just what we did with our kids when they were young, but what those early lessons actually led to today.

We want to tell each of their stories properly: the ventures, the mindset shifts, the failures, the wins, and the moments where you could see everything clicking into place.

We also have some new projects of our own to share when the time is right. But for now, this is us, saying hello again.

Where to Start If You Are New Here

Cathy and Trevor with their grandson Rafi as part of the Enterprise for Kids family story
Cathy and Trevor with grandson Rafi — a beautiful reminder that the Enterprise for Kids journey is now moving into the next generation.

If you are new here, welcome. A good place to begin is with our Family Enterprise Stories, where you can get a feel for where it all began.

You might also enjoy exploring our Kids Business Ideas, Money Lessons for Kids and Our Enterprising Kids Today sections, especially if you are interested in how young entrepreneurs grow through everyday family life.

If you have been here before, thank you for coming back. We have missed this.

The best chapters are still ahead.

— Cathy and Trevor

Key Takeaway

Key takeaway: Young entrepreneurs do not appear overnight. They grow through small, real-world experiences that build confidence, creativity, responsibility, resilience and the belief that their ideas matter.

Explore More Enterprise for Kids Stories

Keep exploring: These pages will help you follow the Enterprise for Kids journey from the early family projects through to where our children are today.

Entrepreneurial Family: What We Talk About Around the Dinner Table

Entrepreneurial Family: What We Talk About Around the Dinner Table

An entrepreneurial family does not always teach enterprise through formal lessons. Sometimes the most powerful learning happens around the dinner table.

In our family, dinner often began with gratitude, a few stories from the day, and a celebration of what people had achieved. But quite often, the conversation would shift into business, money, social media, investing, websites, ideas and opportunities.

Flynn developing photography and filmmaking skills as part of an entrepreneurial family story
Film making and photography helped Flynn build confidence, creativity and a social media following.

Editor’s note: This article was originally written during an earlier stage of our family’s Enterprise for Kids journey and has been refreshed with updated formatting, links and reflections. Some examples are historical, but the bigger lesson is still very relevant: children learn a great deal from the conversations, questions and opportunities they grow up around.

What Does an Entrepreneurial Family Talk About?

What do you think the Howitts talk about around the dinner table?

It always begins with each member of the family sharing a gratitude. Usually the events of the day are told, small wins are noticed, and achievements are celebrated. But what often happens next is that topics of business, enterprise, finance and investing begin to govern the conversation.

That might sound unusual, but for us it became part of family life. We were not trying to lecture the children. We were simply talking openly about ideas, opportunities, risks, mistakes and what people were learning.

This is one of the quiet strengths of an entrepreneurial family. Children begin to hear the language of possibility. They hear adults and siblings talk about ideas, value, money, creativity, customers, digital skills and problem-solving. Over time, those conversations can shape the way children see the world.

Some of the topics around our family table have included social media opportunities, digital assets, eCommerce and online business. Let’s look at how these conversations can present opportunities for kids and teens to think more entrepreneurially.

How Social Media Became a Learning Opportunity

Our older children, Kaitlin, Jai, Flynn and Amber, all discovered social media when they were in their mid-teens. It started with Facebook, then Instagram, and later platforms such as TikTok and Snapchat.

They learned how to grow a real following by posting regular, quality content about their lives, interests and adventures. It probably helped that we were living on a tropical island atoll in the middle of the Indian Ocean. Photos and videos from Cocos Islands always looked pretty fabulous, and those early creative skills helped shape things like Flynn’s photography and creative work.

Kaitlin creating inspirational workshops and enterprise opportunities through social media and connection
Creating workshops and connecting with people became part of Kaitlin’s enterprise journey.

As their following grew, so did their opportunities for enterprise. It began with simple things like shoutouts. Other people or companies would pay them to mention a product, page or service in a post. This helped those people grow their followers or promote what they were offering, and our enterprising kids were happy for the cash.

Next came real products. Companies sent clothing, watches, surf gear and jewellery for them to wear and share on their accounts. The kids were able to keep the gear, and in some cases they were also paid for the promotion.

Looking back, this was an early lesson in digital entrepreneurship. The children were learning that attention, trust, creativity and consistency could create opportunities. They were also learning that a following is not just about numbers. It is about connection, value and communication.

Turning Digital Skills Into Real Business

As time went by and their social media followings grew, their creative ideas began to grow as well. Bigger opportunities started to appear.

Jai beginning his digital enterprise journey from his bedroom as part of an entrepreneurial family
Jai building digital skills from his bedroom in the early days of his enterprise journey.

Kaitlin, along with Tully, began building multiple streams of income using social media, connection and online platforms. Their work included coaching, network marketing and online courses.

Jai took a few years to build momentum, but his early interest in social media and content creation eventually became a real business path. He began creating content for clients and using his digital skills to generate leads and opportunities.

That is one of the things I find interesting as a parent. The small things children play with, practise and explore as teenagers can become the early foundations for future work.

Jai standing in his warehouse after growing his digital content and media business
Jai’s early digital interests eventually grew into real business opportunities.

An entrepreneurial family does not need to have all the answers. What matters is creating an environment where children are allowed to explore ideas, test things, ask questions and see real examples of enterprise in action.

That connects closely with our broader reflections on how to raise entrepreneurial kids. Children do not only need theory. They need conversations, experiments, encouragement and real-world opportunities.

Talking About Crypto and Digital Assets Carefully

Another topic that entered our family conversations was crypto. You would have heard about Bitcoin, but many people still do not fully understand what it is, how it works, or why people are interested in it.

For our family, the useful part of the conversation was not “everyone should buy crypto”. It was the opportunity to talk about technology, risk, research, hype, long-term thinking and the difference between speculation and investing.

Important note: This section is not financial advice. Crypto assets are volatile and risky. This article is simply reflecting on how one family used the topic as a learning conversation about technology, money and decision-making.

In simple terms, Bitcoin is a digital asset built on blockchain technology. It was created in 2008 and has a limited supply. People are interested in it for many reasons, including decentralisation, borderless transactions, digital scarcity and the potential of blockchain technology.

But the more important family lesson was this: children and teens need to learn how to think, not just what to buy.

When topics like crypto come up, parents can ask useful questions:

  • What problem is this technology trying to solve?
  • Who benefits if people buy into it?
  • What could go wrong?
  • Is this investing, speculation, gambling or learning?
  • What would proper research look like?
  • How much risk is too much?

Those are powerful dinner table questions. They help children think about risk, evidence, emotions and decision-making. That is far more valuable than simply telling them something is good or bad.

This also links with our article on financial education for kids, where we explore how children can begin to think about assets, liabilities and wiser money choices.

eCommerce and Website Building at Home

Another topic we explored as a family was eCommerce and website building. We were learning how websites could be built, improved, monetised and sometimes bought or sold as digital assets.

Websites can be monetised in many ways. Some common methods include affiliate marketing, advertising, directory listings, services, digital products and online courses.

For enterprising kids and teens, the bigger lesson is not that every child should rush out and build a website. The lesson is that digital skills matter.

When a young person learns how websites work, they begin to understand:

  • how online businesses attract attention
  • how content can create value
  • how products and services are sold online
  • how audiences are built
  • how digital assets can be improved over time
  • how creativity, writing, design and technology can work together

At the time of the original article, some of the younger Howitt kids were building websites. Amber had started a site about sustainable period products. Chayse had bought a site called Baby Client and was working on improving it. Other projects were still a work in progress.

Some of those early projects worked. Some did not. But every one of them created learning.

That is the value of an entrepreneurial family. The goal is not to make every child successful at every idea. The goal is to build initiative, curiosity, problem-solving and the courage to keep learning.

What Parents Can Learn From an Entrepreneurial Family

Our dinner table conversations may be a little different to the average family. We gain inspiration from one another through these conversations and through mentors who support us on our entrepreneurial journeys.

We are building skills, gaining knowledge, creating assets and, most of all, strengthening a mindset for enterprise.

If you want to encourage more enterprise in your own family, you do not need to start with a big business idea. Start with better conversations.

You might ask your children:

  • What problem did you notice today?
  • What could make that easier, better or more useful?
  • What skill would you like to learn?
  • What do people already ask you for help with?
  • What could you create, sell, improve or share?
  • What does this teach us about money, value or responsibility?

Those questions help children see the world differently. They begin to notice opportunity. They begin to understand value. They begin to realise that enterprise is not just something adults do. It is a way of thinking.

Key takeaway: An entrepreneurial family can use everyday conversations about business, money, digital skills, investing and ideas to help children build confidence, curiosity and real-world enterprise. The dinner table can become one of the most powerful classrooms in the home.

Kids Biz Program- (by Amber)

Kids Biz Program- (by Amber)

Kids business ideas become much more powerful when children are given the chance to take action in the real world. This Kids Biz Program challenge gave our family a practical way to learn about entrepreneurship, confidence, problem-solving and making money through effort and initiative.

What started as a simple $20 challenge turned into a kerb painting business, more than 60 presold jobs, and a real-life lesson in enterprise.

Kids business ideas in action with Flynn and Amber kerb painting
Flynn and Amber kerb painting as part of the Kids Biz Program.

Kids Business Ideas in Action

We are currently involved in a Kids Biz Program. The program teaches young people, and their parents, about the traits of successful entrepreneurs. It also helps children understand the practical methods and the mindset needed to become more successful, more confident and more open to new ideas.

This is exactly the kind of real-world learning we love at Enterprise for Kids. Children learn so much when they are given the chance to test ideas, solve problems, speak to people, handle money and take responsibility for a project.

A wise man once said:

“The most successful people in life are the ones who ask questions. They’re always learning. They are always growing. They are always pushing.”

This quote from Robert Kiyosaki, author of Rich Dad Poor Dad, best sums up what my family and I have been doing through the Kids Biz Program. You can learn more about his work through Rich Dad.

Kids Business Ideas Monthly Challenge

Every month, the program sets a challenge that encourages us to take the skills we have learnt and apply them to real-life situations.

In August, our challenge was to take $20 and create a business that would earn a profit. To win the challenge, we had to make the most money from our $20.

This made the challenge much more than a classroom activity. It became a real test of creativity, planning, teamwork and courage.

Our Kerb Painting Kids Business Idea

Kit painting a kerb number as part of a kids business idea
Kit putting the final touches on a kerb number.

Naturally, my family was slow to get started. We kept circulating ideas but not actually taking action. Eventually, we came up with one idea that stuck — and from there, it exploded.

Our idea was to paint house numbers on kerbs. This would help visitors, family members and even emergency services find homes more easily.

It was a simple idea, but that is often what makes the best kids business ideas work. The business solved a real problem, was affordable to start, and could be explained clearly to customers.

From a $20 Challenge to Real Profit

We did our fair share of research and planning, and then we took action.

In just five days, we presold over 60 kerb paintings, giving us a profit of about $1000.

Amazingly, we won the challenge for the month. We then spent September painting kerbs and completing the jobs we had sold.

It has been an awesome experience so far, and I swear my artistic ability has improved!

What Kids Can Learn from Business Ideas Like This

This kerb painting challenge taught us much more than how to make money. It helped us learn real enterprise skills, including:

  • coming up with a practical business idea
  • starting with a small amount of money
  • researching and planning before taking action
  • talking to customers
  • preselling a service
  • working as a team
  • following through and completing the job
  • building confidence through real experience

These are the kinds of lessons that help children grow into capable, resourceful and confident young people.

Why Real Kids Business Ideas Matter

When children are given the chance to run small businesses, they learn in a way that feels exciting and meaningful. They are not just reading about entrepreneurship — they are experiencing it.

Also, they learn that ideas need action. They learn that money is connected to service, value and effort. They learn that confidence grows when they step outside their comfort zone and try something real.

This is why family enterprise stories are such an important part of our website. They show how ordinary moments can become powerful lessons in initiative, responsibility and resilience.

You may also enjoy reading Honey Pot of Gold, another real family enterprise story about Flynn’s honey business, or Financial Education for Kids: Teaching Assets and Liabilities, which explores how children can learn about money through real-life experience.

More Kids Biz Program Adventures Coming Soon

I’m really excited to share our Kids Biz Program September challenge with you. I’ll tell you all about that in my next post.

We also invite you to like our Enterprise for Kids Facebook page.

Key takeaway: Kids business ideas do not need to be complicated. With a small amount of money, a practical idea and the courage to take action, children can learn powerful lessons about entrepreneurship, confidence and real-world responsibility.

Where to Next?

If you enjoyed this family enterprise story, you may also like:

Enterprise for Kids Team: We Are Back

Enterprise for Kids Team: We Are Back

Yes, the Enterprise for Kids team is still here!

Hello friends and followers,

Would you believe it has been nearly four years since our last post?

Our “little” kids are not so little anymore. Kaitlin and Jai are 20 and 18 and have left school. Flynn and Amber are 16 and 14 and are studying at high school, and our three babies — Kit, Chayse and Akaisha — are 10, 8 and 5.

Enterprise for Kids team photo of the Howitt family
The Enterprise for Kids team — the Howitt family, still learning, growing and continuing their entrepreneurial journey.

The Howitt clan household is intact and, would you believe it, still on our entrepreneurial journey.

There is so much to catch up on with our family’s activities. Too much for one small update post.

Over time, we will revisit each of our children and look at what they have been doing and what they have learnt. We will share their successes, but we will also share the tough lessons, because that is where so much of the real learning happens.

We are also excited to share our latest enterprising projects and continue building this collection of real family stories about children learning enterprise, money, responsibility, creativity and confidence.

This has always been at the heart of Enterprise for Kids. We believe children learn a great deal through real conversations, small projects, family enterprise, money lessons and opportunities to have a go. That links closely with the kind of everyday money conversations encouraged by MoneySmart’s guide to teaching kids about money.

So stay tuned for the next chapter in the Howitt clan’s entrepreneurial journey.

You might enjoy looking back at little Amber from five years ago when she embarked on her Money Bunny enterprising project.

Key takeaway: The Enterprise for Kids team is back. Our children are growing, our family is still learning, and the next chapter of our entrepreneurial journey is ready to unfold.

Kids Mindset for Success: Planning and Goal Setting

Kids Mindset for Success: Planning and Goal Setting

Kids mindset for success begins with helping children turn their dreams, ideas and intentions into a clear plan they can actually follow.

During my career-path conversation with my son Jai, he was able to visualise himself, his surroundings and the companions he wanted in his adult future. The final step was to solidify the pathway that would take him to his version of a successful life: a plan, Natalie Cook’s fifth P.

Natalie Cook with Cathy showing a kids mindset for success
Natalie Cook stood on a chair for this photo!

Kids Mindset for Success Starts With a Plan

It is always a good idea to sit down and plot out short-term and long-term goals, especially for entrepreneurial kids who are cultivating a kids mindset for success.

On an adult level, well-made plans should be a natural component of what you perceive as your life’s purpose — your “Why” in life. Of course, children who are entrepreneurial may not have solidified their life purpose to this extent yet. But they can still begin learning how to set meaningful goals, create intentions and take practical steps forward.

A plan helps children move from vague wishing into purposeful action.

Helping Kids Set Clear Intentions

Sean Rasmussen, our internet marketing mentor, taught me a trick that can be successful with kids as well.

Write an intention on a small piece of paper, but do not use the future tense.

For instance, an adult might write:

“I have attracted a healthy, motivated business person to my business this month.”

That is much stronger than writing:

“I will attract…”

A child might write:

“I have kicked two goals at this Saturday’s soccer match.”

Place the written intention under your pillow, in your wallet, or somewhere you will view it regularly. The idea is to set a specific and realistic goal, then see it, believe it and feel it.

Plan for kids mindset for success

People who practise this mindset for success technique can go on to set bigger and grander intentions over time.

For children, this is not about pressure. It is about learning to direct their thoughts, language and energy toward something positive and achievable.

Having a Defined Goal Builds a Kids Mindset for Success

My friend Michael Clouse says that not having a clearly defined plan is like an archer who aims at a target with a blindfold on.

There is no chance of hitting the bullseye if you are unable to see it.

That image is a wonderful one for children. If they cannot see what they are aiming for, how can they know which direction to move? A clearly defined goal helps children understand what they are working toward and why their daily actions matter.

This is especially important for entrepreneurial kids, because business ideas can easily remain just ideas unless they are supported by a plan.

Vision Boards and a Kids Mindset for Success

Another technique is visualising goals using a vision board.

Select the experiences, goals and things that you would like to have in your life. Then make a poster board using images, words and graphics. Place the vision board somewhere you will see it daily.

The important part is not just making the board. The important part is seeing it often, visualising the items on the board, and imagining them as if they were real and already present in your life.

Child facing fears and building a mindset for success
Facing your fears! Walking on broken glass!

A vision board can help children begin to connect their imagination with action. It gives them a visual reminder of what they care about and where they are heading.

For some kids, this might include sport, travel, family, creativity, business ideas, friendships, learning goals or ways they want to contribute to the world.

Positive Affirmations Lead to a Success Mindset in Kids

Speaking positive affirmations aloud two or three times a day is another way of setting your intention and belief. Again, these should be in the present tense.

Natalie Cook likes to declare her intentions and plans before a public audience, making herself accountable to a lot of people for achieving her aims. Her Olympic journey is a strong example of discipline, planning and follow-through. You can read more about her work and speaking through Natalie Cook’s official website.

So be bold.

Change your way of thinking.

Get rid of the negatives.

Affirm the positives.

Make sure that your plans are well aligned with your life vision. Set grand goals and follow your plan. This is a kids mindset for success.

Natalie Cook’s Five Ps Series

This article is Part 4 in our series on Natalie Cook’s Five Ps for helping entrepreneurial kids and enterprising teens develop purpose, people, passion, perseverance, planning and a mindset for success.

Where to Next?

How do you help your children set goals and follow a plan? Leave a comment and share one strategy that has helped build a mindset for success in your family.